Credila Education Loan
Apply for Education Loan
FAQsEducation Loan Process

1. How can I apply to Credila?

Applying to credila is very convenient. You can choose from any of the following options:

Call Tollfree No. : 1800-209-3636
SMS : Credila to 53636
Email :
Apply online at

2. What is the education loan process at Credila?

Credila has a student friendly 3-step education loan application process:

Step 1: Convenient application process

  • Apply online at
  • Call/ SMS/ email to avail door step service
  • Visit the nearest branch office

Step 2: Minimal documentation

  • Submit one page application form & documents to Credila
  • Avail door-step service for document collection, or
  • Submit the documents at your nearest Credila/ HDFC Ltd. branch office.

Step 3: Faster loan approvals & disbursement

  • Quick loan approval post completion of all formalities
  • Collect your loan from the Credila office

Credila has a quick, convenient and hassle-free loan application process.

3. What are the words you don’t want to ever see in an application?

Ans: We encourage students and parents to be absolutely transparent in sharing all their information. It not only indicates the good intentions of the borrowers but also help lenders (especially Credila) to customize an offering based on the requirements

4. What’sis the step by step process to avail the education loan from Credila?

Credila has a student friendly education loan application process:

  • 1. Credila informs you about the details of education loan and related terms and conditions
  • 2. Credila sets an appointment with you for the house visit
  • 3. Credila’s representative visits your house and collects application form with the supporting documents. We can visit the house of students and parents both, even if they are in different towns. Credila has presence across India.
  • 4. The application goes through credit and underwriting process
  • 5. We check credit history of parents and students
  • 6. We visit students and parents for employment and other verifications, valuation reports etc.
  • 7. We perform risk analysis using Credila’s “Predictive Credit Scoring Model”
  • 8. We sanction or decline the loan
  • 9. For sanctioned loans, disbursement formalities get completed
  • 10. Credila disburses the loan amount

Credila Financial Services is a Subsidiary of Housing Development Finance Corporation Limited (HDFC) . Housing Development Finance Corporation Limited is one of the leading financial services companies of India.
Credila Financial Services Private Limited Registered Office: B 301, Citi Point, Andheri-Kurla Road, Andheri (East), Mumbai-400 059, India