Supporting Documents Required
Following are the supporting documents needed to apply for education loan:
1. Fully Completed and Signed Application Form
To Download Loan Application Form in PDF Format Click Here2. Two Passport Size Photos - Applicant and Co-Applicant
One set to be pasted on the Application Form and second set to be affixed (stapled) to the Application Form3. Photo ID - Applicant and Co-Applicant (Any one of the following)
- Permanent Account Number (PAN) Card
- Passport
- Driving License
- Aadhaar Card
- Voter's ID Card
4. Residence Proof - Applicant and Co-Applicant (Any one of the following)
- Passport
- Driving License
- Aadhaar Card
- Voter's ID Card
5. Academic Documents of Student
6. Proof Of Admission (If available)
Printed Admission Letter From the Institute on its Letterhead With Institute's Address7. Last 8 Months Bank Statements of Co-Applicant
(If more than one bank account, provide copies of all)Make sure to include the bank statements of the Bank Account where Salary or Business/
Professional receipts are credited every month.
8. Income Proof of Co-Applicant
A. In case of Salaried Employee (All the following)- Latest 3 Salary Slips or Salary Certificate on Employer's Letterhead
- Last 2 year's Form 16 from Employer or Last 2 Year's Income Tax Returns
- Any Other Income Proof That is Not Reflected in the Above Documents
B. In case of Self Employed or Professional (All the following)
- Last 2 Year's Income Tax Returns
- Last 2 Year's Certified Financial Statements or Provisional Financial Statements Duly Certified by CA
- Proof Of Office (any one of the following, Lease Deed, Utility Bill, Title Deed, etc.)
- Any Other Income Proof That is Not Reflected in the Above Documents
9. If, Collateral - Immovable Property (Flat, House, Non-Agriculture Land) (All the Relevant Documents from the Following List)
- Property Title Deed
- 7 / 12 extracts in case of land
- Registered Sale Agreement Along With Society Share Certificate
- Original Registration receipt for the above agreement
- Allotment Letter By Municipal Corporation / Authorized Govt. Authority Like MHADA, CIDCO, etc. Please add HUDA, DDA, JDA, GIDC etc
- Previous Chain of Sale Deed establishing title
- Latest Maintenance bill alongwith Receipts issued by builder/ society,
- Latest Property tax bill alongwith receipts,
- NOC for mortgage from society/builder,
- Approved building plan
- Encumbrance certificates as on date etc
Note: Other than original completed application form, Please DO NOT provide any original supporting documents to Credila at the time of applying for loan. All the copies of the above provided documents should be self-attested.
