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Supporting Institutions That Shape Tomorrow

Educational institutions are at the heart of India’s progress. At Credila, we recognise the role played by forward-looking school and college promoters who continue to invest in academic excellence, infrastructure, and improved student outcomes.

Credila Education Institutional Finance is designed for visionary education leaders building institutions with long-term impact — institutions that aspire to grow responsibly, modernise infrastructure, and create strong learning environments for students and faculty alike.

If you are a founder, trustee, or key management professional of a private unaided educational institution in India, Credila aims to support your institution’s next phase of growth through tailored institutional finance solutions.

Why choose Credila for Institutional Finance

Credila Financial Services Limited (formerly known as HDFC Credila Financial Services Limited) is a trusted name in education finance, with deep experience in supporting Indian students and families through education loans for higher studies in India and abroad.

We believe that strong institutions are central to student success. Through our education-focused lending approach, we support established schools and colleges by providing institutional finance aligned to their cash flows, governance standards, and evolving growth journeys.

Anchored in disciplined credit underwriting and a long-term partnership approach, we enable educational institutions to invest with confidence in infrastructure, expansion, and operational efficiency. Though this, we aim to strengthen institutional capacity and play a meaningful role in advancing India’s education ecosystem and student success.

Features of Credila Education Institutional Finance

  • Loan amount up to ₹25 crore*
  • Loan tenure up to 10 years
  • Monthly instalment-based repayment
  • Competitive floating interest rates
  • Top-up loan

Purpose of Loan

  • Infrastructure development and capital expenditure
  • Refinancing of existing debt related to the educational institution
  • Working capital

*Final loan amount is subject to credit assessment, collateral value, and internal policy norms.

Eligibility Criteria

  • Private unaided and affiliated schools up to grade 10/12, or colleges (including those offering intermediate (junior/pre-university) degrees, B. Ed, Nursing, Law, and Pharmacy
  • Registered Educational Trust or Society
  • Vintage of at least 3 complete academic years of the educational institution being assessed
  • Satisfactory credit bureau score for all borrowers
  • Collateral as per policy

The Credila Advantage

With a proven track record in delivering education loans to Indian students both in India and abroad, Credila now extends its offering to educational institutions through Credila Education Institutional Finance.

Eligible institutions can now access funding support for growth and development, while their students continue to explore student loan options for higher studies from Credila.

Apply for a Credila Education Institutional Finance by writing to us at ceif@credila.com or by submitting your details below.

We will connect with you shortly.

Disclaimer: Submission of details does not constitute loan sanction. All loans are subject to eligibility, document verification, credit assessment, collateral evaluation, and internal policy norms.

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